WISH / IF ONLY, WOULD RATHER / WOULD SOONER, IT'S (HIGH) TIME, AS IF / AS THOUGH in indirect speech

Unreal tenses after wish / if only, would rather / would sooner, it's (high) time and as if / as though do not change in indirect speech:

Susan: I wish I lived in the mountains.
Susan said she wished she lived in the mountains.

Charles: If only we hadn't missed the train.
Charles wished they hadn't missed the train.

Carol: I'd rather go by bike than walk.
Carol said that she would rather go by bike than walk.

Mr Wilkins: I would rather you didn't smoke in here.
Mr Wilkins said he would rather I didn't smoke in his office.

Newspaper article: It's high time the government did something about this problem.
The article said that it was high time the government did something about the problem.

Jane: He looks as if he knew the answer.
Jane said that he looked as if he knew the answer.